News

Dec 24, 2023

Ally Everyday Cash Back MasterCard®

3% cash back on everyday purchases. All the time. That’s right. Earn 3% cash

3% cash back on everyday purchases. All the time.

That's right. Earn 3% cash back at gas stations, grocery stores, and drugstores, with 1% cash back on everything else.

We designed the Ally Everyday Cash Back Mastercard to reward you where you spend the most.

3% cash back on purchases at gas stations, grocery stores, and drugstores

1% cash back on all other purchases

No expiration dates and no limit to how much you can earn

No minimum to redeem

No foreign transaction fees

No over-the-limit fees

No returned payment fees

No rate hikes if you make a late payment

Zero Fraud Liability

Around-the-clock fraud monitoring

Lock your card instantly

Tap-to-pay technology

24/7 customer care

Here are our standard rates and fees, but we offer promotions whenever we can, so check your offer – you may be eligible for a lower APR and reduced – or even waived – fees.

APR: 17.99%-28.99%, variable

Minimum interest charge: $1.50

Balance transfer fee: 4% or $5, whichever's greater

Cash advance fee: 5% or $10, whichever's greater

Annual fee: $0 - $39

Check your offer for special promotions, rates, and fees. Offer subject to credit approval.

If we mailed you an offer, we’re ready to get started whenever you are. If you don't have an offer, stay tuned. We’ve got a credit card you can believe in and can't wait to share it with you.

We have answers.

For rewards cardholders, cash back rewards are earned with every purchase and can be redeemed as statement credits.

Every little bit counts.

You’ve come to the right place.

Have your access code handy (it's in the offer you received online or by mail) and that's it. You’re ready to apply.

Or, scan your QR code to get started!

Not right now, no.

You can apply for an Ally Credit Card if you received an offer from us online or by mail.

Still have questions? Visit our Help Center